Don't risk everything you've worked so hard for.

Supplement your existing coverage with Acccident Only Disability that does not integrate with your existing disability coverage.

Think about all the bills you pay. And about how prices always go up. Don't find yourself saying, "I wish I had increased my coverage when I had the chance."

As a valued member of the ISMA, you are eligible to enroll in this Accident Disability Benefit. Make sure you've done all you can to ensure you and your family will have the funds you need.

Why this is a good idea:

• According to the National Safety Council, over 2,000 accidents occur EVERY HOUR in America. (Source: National Safety Council Injury Facts TM, 2000 edition, p. 25.)
• According to the Society of Actuaries, if your disability lasts more than 90 days, it's likely to average 2.5 years. (Source: Commissioner's Individual Disability Table A, Society of Actuaries, 1985.)
• As an association member you get quality coverage for less.

Simply complete and return the enrollment form. Note there are NO MEDICAL QUESTIONS OR EXAMS REQUIRED.

• Accident Only Disability Brochure/Application

Please send us your questions or comments about this product or call us
toll-free at (877) 647-2242.

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